“Setbacks Plague Launch of Mobile Phone Installment Program amidst High Anticipation”


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The much-anticipated Mobile Phone Financing Scheme, introduced by the Ministry of Information Technology and Telecommunications, has hit a roadblock, leading the federal government to retract the policy draft for a thorough reassessment.

The government has instructed the Ministry of Information Technology to resubmit the policy after meticulous scrutiny by the Ministry of Law.

Earlier this month, the Ministry of IT and Telecom put forth the Mobile Phones on Installment Policy for approval before the federal cabinet. Sources disclosed that following the government’s endorsement, the Ministry of IT and Telecom plans to issue a policy directive, setting the stage for the commencement of a mobile phone financing program.

The policy, currently under review by the Ministry of Law, is expected to be presented to the federal cabinet in the upcoming days. If granted approval, the scheme aims to be launched by the end of this month or early next month.

Designed to empower citizens, especially those with limited financial means, the mobile phones on installment initiative offers an opportunity to own devices through interest-free installment plans.

The proposed policy also addresses concerns related to defaulters who fail to meet their installment obligations. Upon approval, individuals struggling with payments may face the blocking of their mobile phones.

The Pakistan Telecommunication Authority (PTA) will play a pivotal role in enforcing this measure, marking a departure from the traditional reliance on mobile companies. The Device Identification Registration and Blocking System (DIRBS) of the PTA will be instrumental in executing the blocking process.

This policy underscores its commitment to assisting low-income individuals, ensuring they gain access to essential technology. This strategic move aligns with the vision of creating an inclusive digital landscape that caters to the diverse needs of the population.

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